TYPE OF LOANS WE OFFER
FULL DOCUMENTATION LOANS
Loans with full documentation of income, employment and assets are the most common types for financing a home purchase. They are the most desirable in terms of better rates. We understand that each borrower has different circomstatnces that requeir different options.
LEARN MORE- CONFORMING FIXED
- CONFORMING ARMS
- HIGH BALANCE FIXED
- HIGH BALANCE ARMS
- JUMBO
- FHA
- VA
- PIGGYBACK
- REVERSE
STATED INCOME LOANS
Stated income loans don’t require income documentation and can be a big help for borrowers with stacks of tax returns. With Ever Lending,it is now possible again for borrowers who have difficulty documenting their income to actually get a loan.
LEARN MORE- ADVANTAGE FIXED PROGRAM
- 5.875% / 30 FIXED
- 5.375% / 15 FIXED
- ADVANTAGE ARM PROGRAM
- 5.125%
- 7 / 1 ARM (2 / 2 / 6)
- VERBAL VOE PROGRAM
- 5.250%
- 7 / 1 ARM (1 / 2 / 5))
- WRITTEN VOE PROGRAM
- 5.000%
- 7 / 1 ARM (1 / 2 / 5)
ASSET LOANS
Qualify based on bank statements. The mortgage industry has adapted its new trend. With Asset Loans, the fastest and easiest funding procedures are guaranteed.
LEARN MORE- ASSET ONLY PROGRAM
- FICO 650 OR UP
- TWO MONTHS PERSONAL BANK STATEMENTS